
$15B in Insurance Commissions Face Immediate AI Displacement Risk, BofA Research Warns
Bank of America Research has identified more than $15 billion in insurance agent commissions at immediate risk of AI displacement — a finding reverberating from London to Singapore to São Paulo. Record M&A activity in 2025 is accelerating as agencies globally pursue scale to survive automation pressure. OpenAI's entry into core insurance workflows through Tuio marks a concrete turning point for the worldwide industry.
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